TY - JOUR
T1 - An evaluation of two health insurance schemes in India
AU - Reshmi, Bhageerathy
AU - Sanah, Noore
AU - Nair, N. Sreekumaran
AU - Unnikrishnan, B.
PY - 2011/8
Y1 - 2011/8
N2 - The study aimed to find out the functioning of two community-based health insurance schemes through patients enrolled in them, at a tertiary care hospital in Karnataka, South India. Methodology: It was a cross sectional study, total of 384 patients was randomly selected from the whole lot of patients who were enrolled in the two selected community-based health insurance schemes. The study was carried out using a pretested semi structured questionnaire. About. 98% of the respondents said that they availed services 1-3 times from the scheme in 1 year; 89% of the respondents said that discount provided by the scheme was useful. Satisfaction levels of the card users were analyzed and out of 384 patients, 54.9% patients said that their scheme was good and 51.8 felt that admission and claim process was good. About 49.2% said that quality of treatment was good. It can be concluded that many users are satisfied with the health insurance they have opted and utilisation rate of the card is high.
AB - The study aimed to find out the functioning of two community-based health insurance schemes through patients enrolled in them, at a tertiary care hospital in Karnataka, South India. Methodology: It was a cross sectional study, total of 384 patients was randomly selected from the whole lot of patients who were enrolled in the two selected community-based health insurance schemes. The study was carried out using a pretested semi structured questionnaire. About. 98% of the respondents said that they availed services 1-3 times from the scheme in 1 year; 89% of the respondents said that discount provided by the scheme was useful. Satisfaction levels of the card users were analyzed and out of 384 patients, 54.9% patients said that their scheme was good and 51.8 felt that admission and claim process was good. About 49.2% said that quality of treatment was good. It can be concluded that many users are satisfied with the health insurance they have opted and utilisation rate of the card is high.
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U2 - 10.12968/bjhc.2011.17.8.353
DO - 10.12968/bjhc.2011.17.8.353
M3 - Article
AN - SCOPUS:80051702710
SN - 1358-0574
VL - 17
SP - 353
EP - 359
JO - British Journal of Health Care Management
JF - British Journal of Health Care Management
IS - 8
ER -
